1970–2011: 9.8%. Best year: 34.4%; worst year: -29.5%
For donors who plan to recommend grants over a very long period of time and want the highest growth potential. May entail substantial year-to-year volatility in value in exchange for potentially high long-term returns
100% Growth Pool
1970–2011: 9.6%. Best year: 29.2%; worst year: -16.6%
For donors who plan to recommend grants over a longer period of time and want moderate growth potential. Likely to entail some fluctuations in value, but presents less volatility than the overall equity market
Balanced or Socially Responsible Balanced
1970–2011: 8.0%. Best year: 22.8%; worst year: -4.6%
For donors seeking stability, who are less concerned about growth
100% Allocation Pool
1970–2011: 6.7%. Best year: 19.8%; worst year: 1.4%
For donors seeking the most stability
1. Source: Schwab Center for Financial Research with data provided by Morningstar Investment Management, LLC. The return figures for 1970–2011 are the compounded annual average, the minimum and the maximum annual total returns of hypothetical asset allocation plans. The asset allocation plans are weighted averages of the performance of the indices used to represent each asset class in the plans, include reinvestment of dividends and interest, and are rebalanced annually. The indices representing each asset class in the historical asset allocation plans are S&P 500® Index (large-cap stocks); CRSP 6–8 Index for the period 1970–1978 and Russell 2000® Index for the period 1979–2011 (small-cap stocks); MSCI EAFE® Net of Taxes (international stocks); Ibbotson Intermediate-Term Government Bond Index for the period 1970–1975 and Barclays Capital U.S. Aggregate Index for the period 1976–2011 (fixed income); and Ibbotson U.S. 30-day Treasury Bill Index for the period 1970–1977 and Citigroup U.S. 3-month Treasury bills for the period 1978–2011 (cash investments). Indices are unmanaged, do not incur fees or expenses, and cannot be invested in directly.
Donors should carefully consider information contained in the prospectus for the registered underlying mutual funds, including investment objectives, risks, charges and expenses. You can request a prospectus by calling the Schwab Charitable at 800-746-6216. Please read the prospectus carefully before making contributions or recommending investment of funds.
Money market funds are neither insured nor guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Although the fund seeks to preserve the value of your investment at $1.00 per share, it is possible to lose money by investing in the fund.
These returns are based on net expenses. Returns may have been lower in certain cases had expenses not been reduced by certain fee waivers and reimbursements.
Performance data quoted represents past performance and does not indicate future results. Current performance may be lower or higher.
The pool returns are based on the total returns of the underlying mutual funds in each pool, minus operating expenses of the Schwab Charitable Fund. Principal value and investment return will fluctuate with changes in market conditions, and an account in the pool may be worth more or less than the original amount contributed to the account. During the period, the pools’ holdings may have deviated from their target allocations, because of changing market conditions. The portfolio managers rebalance the pools’ holdings as needed to limit significant variances.