Giving Season Hub

2019 Year-end
Giving Guidelines

Contribution Guidelines

Refer to these critical dates* to ensure that contributions are received and processed by December 31, the IRS deadline for yearly tax deduction eligibility. Please note that for some assets, these dates fall in the month of November.

You must have your Schwab Charitable account established and open prior to submitting your contributions. Please allow time to open the account prior to making your contribution.

Please note our offices will be closed November 28 and December 25.

Type of Contribution Action Needed Timing
Assets held at Charles Schwab & Co., Inc.

Log in to your Schwab Charitable Account, click on "Contribute to My Account" and follow instructions.

or

Download and fax the Contribution Form (PDF).

Contributions made online must be completed by 11:59 p.m. ET December 31.

Faxes must be received by 11:59 p.m. ET December 31.

Checks Download and mail the Contribution
Form
(PDF). Overnight or mail the check.
Contribution Form and check must be postmarked by December 31.
Wire transfer

Submit a transfer request to the financial institution to wire the funds.

For details see Delivery Instructions (PDF).

Wires generally take two to three business days. Please check with your financial institution.

The wire must be received by Schwab Charitable no later than December 31.

Mutual funds held at a firm other than Charles Schwab & Co., Inc. Complete, print, and mail the Schwab Charitable Transfer of Assets (PDF) form. Processing times can vary but typically will take two to six weeks. To ensure proper processing, we suggest initiating this request by November 19.

Assets must be received by December 31.
Stock transfers from a non-Charles Schwab & Co., Inc. financial institution Complete the Schwab Charitable
Transfer of Assets (PDF) form and:
Instruct Schwab Charitable to initiate the transfer.

or

Initiate a transfer request to the firm holding the securities, and include Schwab's DTC number: 0164 from our
Delivery Instructions (PDF).
Processing times can vary but typically will take two to six weeks. Please check with your financial firm.

Assets must be received by December 31.
Physical stock certificates for publicly traded companies

Download, complete and mail or fax the Contribution Form (PDF). Include an irrevocable stock or bond power form.

Please note: This form is only needed if you can't endorse the certificate.

Must be postmarked by December 31.
Control and restricted stock Call Schwab Charitable
800-746-6216
.

Processing times vary. To ensure proper processing, we suggest initiating request as follows:

Stock restricted by legend (Physical SKL) must be received by November 15.

Control/Affiliate book entry must be received by December 13.

Cryptocurrency Call Schwab Charitable
800-746-6216
.
Call by December 13.
Other illiquid assets including private company stock, hedge fund interests, private equity, real estate, etc. Call Schwab Charitable
800-746-6216
.

Processing times may vary based on asset.

To ensure proper processing, we suggest initiating the request by December 1.

Assets must be received by December 31.

All forms MUST be received in good order.

*To ensure complete processing by year end given expected volume increases

The type of securities and how quickly the securities are transferred by the financial institution currently holding the investments may impact Schwab Charitable's ability to receive contributions by year end.

Please know that any distribution from your IRA account to a donor-advised fund is not a Qualified Charitable Distribution (QCD) for tax purposes.

Granting Guidelines

Follow these guidelines* to ensure your favorite charities receive your grants by year end. Please note that grants made from your Schwab Charitable account are not tax deductible.

In order for grants to be processed by year end, grant recommendations should be submitted by December 3.

In general, grants are processed in three to five business days however, processing may take longer toward the end of year. If grants are recommended to charities Schwab Charitable has granted to in the past 12 months, recommendations made after the deadline may still be processed by year end.

Action Needed Timing
Log in to your Schwab Charitable account, select "grant" and follow instructions.

Or

Download, print, and fax or mail the Recommend a Grant (PDF) form.
To ensure processing by year end, grant recommendations must be submitted by December 3.

Granting best practices

  • Increase granting efficiency by using the grant again feature for the charities you've given to previously.
  • You may also sustain support for your favorite charities by scheduling recurring grants over an extended period of time. You may skip or cancel a grant at any time.

Certain charities may take longer for review