Giving Season Hub

2018 Year-end
Giving Guidelines

Contribution Guidelines

Refer to these critical dates* to ensure that contributions are received and processed by December 31, the IRS deadline for yearly tax deduction eligibility. Please note that for some assets, these dates fall in the month of November.

You must have your Schwab Charitable account established and open prior to submitting your contributions. Please allow time to open the account prior to making your contribution.

Type of Contribution Action Needed Timing
Assets held at Charles Schwab & Co., Inc.

Log in to your Schwab Charitable Account, click on Contribute to My Account and follow instructions.

or

Download, print, and fax or mail the Contribution Form (PDF).

Contributions made online must be completed by 11:59 p.m. ET December 31.

Mail must be postmarked by December 31. Faxes must be received by 8 p.m. ET December 31.

Checks Download, print, and fax or mail the Contribution
Form
(PDF).
Mail must be postmarked by December 31.
Wire transfer

Submit a transfer request to the financial institution to wire the funds.

For details see Delivery Instructions (PDF).

Wires generally take two to three business days. Please check with your financial institution.

The cash must be received by Schwab Charitable no later than December 29.

Mutual funds held at a firm other than Charles Schwab & Co., Inc. Complete, print, and mail the Schwab Charitable Transfer of Assets (PDF) form. Processing times can vary but typically will take two to six weeks. To ensure proper processing, we suggest initiating this request by November 19. Assets must be received by December 31.
Stock transfers from a non-Charles Schwab & Co., Inc. financial institution Complete the Schwab Charitable
Transfer of Assets (PDF) form and Instruct Schwab Charitable to initiate the transfer.

or

Initiate a transfer request to the firm holding the securities, and include Schwab’s DTC number: 0164 from our
Delivery Instructions (PDF).
Processing times can vary but typically will take two to six weeks. Please check with your financial firm.

Assets must be received by December 31.

Physical stock certificates for publicly traded companies

Download, complete and mail or fax the Contribution Form (PDF). Include an irrevocable stock or bond power form.

Please note: This form is only needed if you can’t endorse the certificate.

Must be postmarked by December 31.
Control and restricted stock Call Schwab Charitable
800-746-6216
.

Processing times vary.

For control and restricted stock held at Charles Schwab & Co., Inc., processing takes three to five weeks.

For control and restricted stock held at another firm, processing takes five to seven weeks.

Cryptocurrency Call Schwab Charitable
800-746-6216
.
Call by December 14.
Non-publicly traded assets including private company stock, hedge fund interests, private equity, etc. Call Schwab Charitable
800-746-6216
.
Varies based on asset.

All forms MUST be received in good order.

*To ensure complete processing by year end given expected volume increases

The type of securities and how quickly the securities are transferred by the financial institution currently holding the investments may impact Schwab Charitable’s ability to receive contributions by year end.

Please know that any distribution from your IRA account to a donor-advised fund is not a Qualified Charitable Distribution (QCD) for tax purposes.

Granting Guidelines

Although grant recommendations are not a taxable event, follow these guidelines to help ensure your favorite charities receive grants by year end. Note that our offices will be closed on November 22 and December 25.

Action Needed Timing
Log in to your Schwab Charitable account, select "grant" and follow instructions.

Or

Download, print, and fax or mail the Recommend a Grant (PDF) form.
To ensure processing by year end, grant recommendations* must be submitted by December 3.

Grant recommendations received after the deadline to charities that Schwab Charitable has given to within the last year may still be approved by year end.

*Certain charities may take longer for review