Illustration of a woman pulling a wagon with balls representing assets to invest and sorting them into buckets
Investment options

Invest for potential tax-free growth

To maximize the potential tax-free growth of your charitable assets, we offer a wide range of investment choices to meet your charitable giving goals and risk tolerance. You can choose from either a core account or a professionally managed account.

Icon of circle graphic representing investment pool options
Icon of circle graphic representing investment pool options

Core account offer

Donors may make investment recommendations for contributed, charitable assets. Schwab Charitable™ offers a choice of 15 diverse investment pools from leading fund companies, carefully screened by the experts at the Schwab Center for Financial Research. Our lineup includes: 

  • Low-cost index pools across all major asset classes, designed to track a sector of a market
  • Actively managed asset allocation pools that offer diversification in a single investment pool 
  • Actively managed socially responsible investment (SRI) pools that consider not only traditional measures of risk and return, but environmental, social, and corporate governance (ESG) factors as well*
  • Actively managed single asset class pools ranging from short-term fixed income to international equity
  • Tools and resources to effectively research, compare, and rebalance these investments

Core account options

Investments available
  • ASSET ALLOCATION POOLS
  • SINGLE ASSET CLASS INVESTMENT POOLS
  • ASSET ALLOCATION POOLS
    • Conservative Pool Tooltip
      (ONCFX)
  • Index Pools
  • SINGLE ASSET CLASS INVESTMENT POOLS
    Actively Managed Pools
    • Short-Term Income Pool Tooltip
      (PSHIX)
  • Money Market Pool
  • ASSET ALLOCATION POOLS
    • Balanced Pool Tooltip
      (JBALX)
    • Inflation Protected Bond Pool Tooltip
      (SWRSX)
  • SINGLE ASSET CLASS INVESTMENT POOLS
    • Socially Responsible Fixed Income Pool✶ Tooltip
      (TSBIX)
  • ASSET ALLOCATION POOLS
    • Socially Responsible Balanced Pool✶ Tooltip
      (PAXIX)
    • Total Market Equity Index Pool Tooltip
      (SWTSX)
  • SINGLE ASSET CLASS INVESTMENT POOLS
    • Income Pool Tooltip
      (DODIX)
  • ASSET ALLOCATION POOLS
    • Growth Pool Tooltip
      (TGIPX)
  • SINGLE ASSET CLASS INVESTMENT POOLS
    • Large-Cap Equity Managed Pool✶ Tooltip
      (PRILX)
  • ASSET ALLOCATION POOLS
    • International Equity Index Pool Tooltip
      (TCIEX)
  • SINGLE ASSET CLASS INVESTMENT POOLS
    • International Equity Managed Pool Tooltip
      (MIEKX)

Not sure which to choose?


Professionally managed account offer

With this option, donors can recommend an independent investment advisor to provide customized investment management for accounts with balances of $100,000 or more.

  • Publicly traded securities

    An investment advisor may build and manage a portfolio using the full depth and breadth of Schwab’s investment options (subject to Schwab Charitable investment policies and oversight), including:

    • Stocks, bonds, and CDs
    • Mutual funds, ETFs, and notes
    • Socially responsible investments 
  • Alternative investments

    For our larger accounts, your advisor may recommend alternative investments, subject to review and approval by Schwab Charitable, including:

    • Hedge funds
    • Private equity
    • Venture funds
    • Socially responsible investments
Disclosure

Donors should carefully consider information contained in the prospectus, or if available, the summary prospectus, for the registered underlying mutual funds, including investment objectives, risks, charges and expenses. Donors can request a prospectus by calling Schwab Charitable at 800-746-6216. Please read the prospectus carefully before making contributions or recommending investment of funds.

Market fluctuations may cause the value of investment fund shares held in a donor-advised account to be worth more or less than the value of the original contribution to the funds.

Money market funds are neither insured nor guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Although the fund seeks to preserve the value of an investment at $1.00 per share, it is possible to lose money by investing in the fund.

The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc., a subsidiary of The Charles Schwab Corporation.

A donor opening a professionally managed account must recommend an independent investment advisor, who, if approved by Schwab Charitable, will manage the assets contributed to the account. Advisors must meet certain eligibility requirements, including working with Schwab Advisor Services™, a business segment of The Charles Schwab Corporation, and agree to the Investment Advisory Agreement, which is available on schwabcharitable.org.

This information is not intended to be a substitute for specific individualized tax, legal, or investment planning advice. Where specific advice is necessary or appropriate, Schwab Charitable recommends consultation with a qualified tax advisor, Certified Public Accountant, financial planner, or investment advisor.

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