Invest for potential tax-free growth

• ASSET ALLOCATION POOLS

  • Conservative Pool Tooltip Conservative Pool seeks income and capital appreciation by investing primarily in a diversified group of mutual funds, with an allocation strategy that seeks to achieve a long-term risk/return profile similar to a fund investing 70% in fixed income securities and 30% in equity securities (JPMorgan Investor Conservative Growth, ONCFX)
    (ONCFX)
• Index Pools

  • Income Index Pool Tooltip Income Index Pool tracks the U.S. investment-grade, taxable bond market (Schwab US Aggregate Bond Index Fund, SWAGX)
    (SWAGX)
• SINGLE ASSET CLASS INVESTMENT POOLS

  Actively Managed Pools

  • Short-Term Income Pool Tooltip Short-Term Income Pool seeks to generate income and preserve principal by investing in short-term, high-quality bonds, generally with maturities of five years or less (Principal Short-Term Income Fund, PSHIX)
    (PSHIX)
• Money Market Pool

  • Money Market (SGUXX)

• ASSET ALLOCATION POOLS

  • Balanced Pool Tooltip Balanced Pool seeks to balance growth and income by generally investing 35-65% of its assets in equity securities and the remaining assets in fixed income securities (Janus Henderson Balanced Fund, JBALX)
    (JBALX)
• • Inflation Protected Bond Pool Tooltip Inflation Protected Bond Pool tracks the price and yield performance of the U.S. Treasury inflation protected securities (TIPS) market (Schwab Treasury Inflation Protected Securities Index Fund, SWRSX)
    (SWRSX)
• SINGLE ASSET CLASS INVESTMENT POOLS

  • Socially Responsible Fixed Income Pool✶ Tooltip Socially Responsible Fixed Income Pool✶ invests primarily in a broad range of investment-grade U.S. fixed income securities and gives special consideration to certain ESG criteria (TIAA-CREF Core Impact Bond Fund, TSBIX)
    (TSBIX)

• ASSET ALLOCATION POOLS

  • Socially Responsible Balanced Pool✶ Tooltip Socially Responsible Balanced Pool✶ follows a multi-asset environmental, social, and corporate governance (ESG) strategy that invests in underlying funds that integrate ESG analysis into equity and debt security selection and portfolio construction, normally 50-75% of assets in equity and the rest in debt securities. (Pax Sustainable Allocation, PAXIX)
    (PAXIX)
• • Total Market Equity Index Pool Tooltip Total Market Equity Index Pool provides simple access to the entire U.S. stock market in one fund, covering large-cap, mid-cap, and small-cap equities (Schwab Total Stock Market Index Fund, SWTSX)
    (SWTSX)
• SINGLE ASSET CLASS INVESTMENT POOLS

  • Income Pool Tooltip Income Pool seeks to maximize long-term income by primarily investing in investment-grade U.S. fixed income securities (Metropolitan West Total Return Bond Fund, MWTIX)
    (MWTIX)

• ASSET ALLOCATION POOLS

  • Growth Pool Tooltip Growth Pool seeks the highest total return over time by investing in a diversified portfolio typically consisting of approximately 80% stocks; 16% bonds, money market securities, and cash reserves; and 4% alternative investments, including hedge funds (T. Rowe Price Spectrum Moderate Growth Allocation, TGIPX)
    (TGIPX)
• • Small-Cap Equity Pool Tooltip Small-Cap Equity Pool tracks the performance of U.S. small-cap equities (Schwab Small-Cap Index Fund, SWSSX)
    (SWSSX)
• SINGLE ASSET CLASS INVESTMENT POOLS

  • Large-Cap Equity Managed Pool✶ Tooltip Large-Cap Equity Managed Pool✶ (Socially Responsible) invests primarily in a diversified portfolio of U.S. large-cap stocks with environmental, social, and corporate governance (ESG) criteria (Parnassus Core Equity Fund, PRILX)
    (PRILX)

• ASSET ALLOCATION POOLS
• • International Equity Index Pool Tooltip International Equity Index Pool tracks the total return of large, publicly traded non-U.S. companies across developed equity markets in Europe, Australasia, and the Far East (Schwab International Index Fund, SWISX)
    (SWISX)
• SINGLE ASSET CLASS INVESTMENT POOLS

  • International Equity Managed Pool Tooltip International Equity Managed Pool invests in equity securities of a variety of large international companies, with some exposure to emerging markets (The Hartford International Opportunities Fund, HAOYX)
    (HAOYX)