Investment Options
Investment options:

Invest for potential tax-free growth

To maximize the potential tax-free growth of your charitable assets, we offer a wide range of investment choices to meet your charitable giving goals and risk tolerance. You can choose from either a core account or a professionally managed account.

Support charitable organizations beyond your lifetime.
Support charitable organizations beyond your lifetime.

Core account offer

Schwab Charitable offers a choice of 15 diverse investment pools from leading fund companies, carefully screened by the experts at the Schwab Center for Financial Research. Our lineup includes: 

  • Low-cost index pools across all major asset classes, designed to track a sector of a market
  • Actively managed asset allocation pools that offer diversification in a single investment pool 
  • Actively managed socially responsible investment (SRI) pools that consider not only traditional measures of risk and return, but environmental, social, and corporate governance (ESG) factors as well*
  • Actively managed single asset class pools ranging from short-term fixed income to international equity
  • Tools and resources to effectively research, compare, and rebalance these investments

Core account options

Investments available
  • ASSET ALLOCATION POOLS
  • SINGLE ASSET CLASS INVESTMENT POOLS
  • ASSET ALLOCATION POOLS

    • Conservative Pool Tooltip
      (ONCFX)
  • Index Pools 
  • SINGLE ASSET CLASS INVESTMENT POOLS

    Actively Managed Pools
    • Short-Term Income Pool Tooltip
      (PSHIX)
  • Money Market Pool 
  • ASSET ALLOCATION POOLS

    • Balanced Pool Tooltip
      (JABAX)
    • Inflation Protected Bond Pool Tooltip
      (SWRSX)
  • SINGLE ASSET CLASS INVESTMENT POOLS

    • Socially Responsible Fixed Income Pool Tooltip
      (TSBIX)
  • ASSET ALLOCATION POOLS

    • Socially Responsible Balanced Pool Tooltip
      (PAXIX)
    • Total Market Equity Index Pool Tooltip (SWTSX)
  • SINGLE ASSET CLASS INVESTMENT POOLS

    • Income Pool Tooltip
      (MWTIX)
  • ASSET ALLOCATION POOLS

    • Growth Pool Tooltip
      (TRSGX)
  • SINGLE ASSET CLASS INVESTMENT POOLS

    • Large-Cap Equity Managed Pool Tooltip
      (PRBLX)
  • ASSET ALLOCATION POOLS

    • International Equity Index Pool Tooltip
      (SWISX)
  • SINGLE ASSET CLASS INVESTMENT POOLS

    • International Equity Managed Pool Tooltip
      (HAOYX)
  • ASSET ALLOCATION POOLS

    Irrevocable minimum initial contribution: $5,000
  • SINGLE ASSET CLASS INVESTMENT POOLS

✶For those interested in socially responsible investing (SRI), we offer three pools with SRI.



Professionally managed account offer

With this option, donors can recommend an independent investment advisor to provide customized investment management for accounts with balances of $250,000 or more.

  • Publicly traded securities

    An investment advisor may build and manage a portfolio using the full depth and breadth of Schwab’s investment options (subject to Schwab Charitable investment policies and oversight), including:

    • Stocks, bonds, and CDs
    • Mutual funds, ETFs, and notes
    • Socially responsible investments 
  • Alternative investments

    For our larger accounts, your advisor may recommend alternative investments, subject to review and approval by Schwab Charitable, including:

    • Hedge funds
    • Private equity
    • Venture funds
    • Socially responsible investments
Disclosure

The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc., a subsidiary of The Charles Schwab Corporation.

Professionally managed accounts are available only through independent investment advisors with Schwab Advisor Services™, a business segment of The Charles Schwab Corporation serving independent investment advisors and includes the custody, trading, and support services of Charles Schwab & Co., Inc. While donors may recommend an advisor, Schwab Charitable must approve the recommendation. Advisors must meet certain eligibility requirements and adhere to Schwab Charitable fee and investment guidelines. You may request a copy of the investment guidelines by calling us at 800-746-6216.

This information is not intended to be a substitute for specific individualized tax, legal, or investment planning advice. Where specific advice is necessary or appropriate, Schwab Charitable recommends consultation with a qualified tax advisor, Certified Public Accountant, financial planner, or investment advisor.

©2020 Schwab Charitable Fund. All rights reserved. REF

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