A Schwab Charitable™ donor-advised fund account is a simple, tax-smart investment solution for charitable giving.

 

You just set up an account with Schwab Charitable and contribute cash, securities, or appreciated assets. You’ll be eligible for a current-year tax deduction and can be more strategic about your giving decisions.

A tax-smart way to manage giving.

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A tax-smart way to manage giving.

  • Contribute cash, appreciated assets, or investments that have been held for more than a year without paying capital gains taxes.
  • Contribute to your account and grant to charity at any time, not just at year-end.
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Make giving simple and efficient.

  • Recommend grants quickly and easily through the Schwab Charitable Client Center or Schwab Mobile app.1
  • We verify the charities and send them each a check along with a personalized grant letter featuring your own custom letterhead.
  • Keep track of your contributions and grants online, plus access a simple and personalized annual report at tax time (view a sample).
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Account fees and minimums.

Administrative fees, investment fees, and account minimums vary depending on the account and how it's invested. First, choose which type of account best supports your philanthropic goals and needs:

  • There is no minimum contribution requirement to open a Schwab Charitable core account.
  • Once you make an irrevocable contribution, you can give to charities immediately or you may invest your charitable assets for potential tax-free growth.
  • A professionally managed account allows investors with $100,000 or more to select an investment advisor to manage the investments.

How a donor-advised fund works.

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    1: Contribute

    Open an account and contribute cash, appreciated assets, or investments.

  • Icon showing three apples

    2: Invest

    Invest in one or more of our investment pools or recommend an investment advisor to manage your account.

  • Icon representing charitable giving with a hand offering an apple

    3: Grant

    Recommend grants to qualified U.S. public charities of your choice at any time.

 
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Disclosure

1 Requires wireless signal or mobile connection.

A donor opening a professionally managed account must recommend an independent investment advisor, who, if approved by Schwab Charitable, will manage the assets 
contributed to the account. Advisors must meet certain eligibility requirements, including working with Schwab Advisor Services™, a business segment of The Charles Schwab 
Corporation, and agree to the Investment Advisory Agreement, which is available on schwabcharitable.org.

Schwab Charitable does not provide specific individualized legal or tax advice. Please consult a qualified legal or tax advisor where such advice is necessary or appropriate.

 

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