Those who give are making a difference

Inspirational music plays throughout.

Announcer: Americans are among the most generous people in the world.

Donor Penni sits in her beautiful garden with her dog and smiles as she looks ahead.

Donor Bill sits on the front steps of his San Francisco home and smiles as he looks ahead.

Donor Jill sits on a bench in her large green garden and smiles as she looks ahead.

Donor Jill speaks while sitting in her front room, which looks out to her garden.

Donor Jill: I think everybody has it in them to be a philanthropist and to donate and benefit their communities.

Donor Bill looks out the front window of his home to an expansive view.

Announcer: But we knew their generosity would be even greater if we made giving simpler and smarter.

Donor Penni speaks while sitting in her front room before a stained-glass bay window.

Donor Penni: I've always wanted to make the world a better place. Right? I'm sure everybody says that. At least, I hope so.

Charles Schwab looks out the window of his office to adjacent high-rises.

Onscreen text: Charles Schwab

Announcer: So, 20 years ago we did just that.

Donor Bill speaks while sitting in his front room on a large sofa.

Donor Bill: I've been a Schwab Charitable client since the early 2000s. I think when you identify a nonprofit that you really believe in, what you want to do is contribute to that organization over a period of several years…

Donor Bill types on his laptop as you hear his voice.

Donor Bill: …to empower them to be more successful.

Donor Jill speaks while sitting in her front room and gesturing with her hands.

Donor Jill: There's a tremendous need in every community for charitable work of all kinds.

Donor Jill pushes her child on a playground swing as you hear Donor Jill's voice.

Now Donor Jill speaks from her front room again.

Donor Jill: And having a donor-advised fund gives you a way to make change in your community now.

Charles Schwab looks out the window of his office, then speaks while sitting on a large sectional sofa with a glass coffee table in front of him.

Charles Schwab: Schwab Charitable started small, like everything we do here at Schwab. Now, 20 years later, we've been very successful in having thousands of people, I think 50,000 different accounts, some 150,000 charities.

Charles Schwab stands in a room with large, interesting artwork on the wall behind him. His daughter Carrie Schwab-Pomerantz walks up to greet him while you hear him speak.

Onscreen text: Carrie Schwab-Pomerantz

Charles Schwab: And so, I think it's worked beautifully for everybody.

Carrie Schwab-Pomerantz speaks while sitting on a large sectional sofa.

Carrie Schwab-Pomerantz: Schwab Charitable and our clients have given over $12 billion in the last 20 years.

Carrie sits on a sofa with her father, Charles, as they both review a Schwab Charitable brochure. You continue to hear Carrie speak.

Carrie Schwab-Pomerantz: I can only imagine how much we'll grow and how much our clients will give in the next 20 years together.

A Schwab Financial Consultant walks down the hall in a Schwab branch, holding a folder of papers.

Schwab consultant: As a Schwab financial consultant…

Schwab consultant speaks while sitting in his office, which looks out to a downtown street.

Schwab consultant: …I love telling clients about Schwab Charitable. It makes giving so much easier. They can make the initial contribution, get the tax benefit today.

Schwab consultant sits with a woman client and shows her a Schwab Charitable brochure as you hear him speak.

Schwab consultant: They get to benefit whatever cause pulls their heartstrings.

Donor Penni speaks while sitting in her front room.

Donor Penni: It just made such perfect sense to me. It's like, oh, I have a Schwab One account. I have fully appreciated stock.

Donor Penni walks with her dog by a grassy field with a lake in the background and the sun rising.

Donor Penni: I get the tax deduction right away.

Donor Penni speaks while sitting in her front room.

Donor Penni: And so, it was just so easy.

A financial advisor sits in her modern office and speaks.

Advisor: I feel actually like our clients give more with Schwab Charitable, because it is so easy.

Advisor meets with a young woman client and reviews finances as you hear the advisor speak.

Advisor: If they hear something on the news…

Advisor speaks in her office.

Advisor: …or they read about something and they want to make an instant gift, they're able to just go online and make that gift. It can be very instant.

Donor Bill speaks while sitting in his front room, then walks in his garden as you hear him speak.

Donor Bill: There certainly is a good feeling that you're helping to contribute.

Donor Bill speaks from his front room.

Donor Bill: It's more than just you. You're part of a community.

Donor Penni speaks while sitting in her front room.

Donor Penni: It feels really good to be able to maybe make it a little easier, or simpler, or healthier, safer for somebody.

Donor Penni sits in a scull-type boat, rowing on a beautiful lake.

Donor Penni: I am really fortunate, and I can share my good fortune.

Donor Jill speaks while sitting in her front room.

Donor Jill: Do your absolute utmost with the money you have to make the changes you want to see in your community.

Onscreen text: Schwab Charitable. 20 years of giving. SchwabCharitable.org.

Announcer: Open a Schwab Charitable account at SchwabCharitable.org, or speak with your advisor.

Onscreen text: Disclosures

Schwab Charitable is the name used for the combined programs and services of Schwab Charitable Fund, an independent nonprofit organization. Schwab Charitable Fund has entered into service agreements with certain affiliates of The Charles Schwab Corporation.

Schwab Charitable Fund is recognized as a tax-exempt public charity as defined in Internal Revenue Code ("IRC") Sections 501(c)(3), 509(a)(1), and 170(b)(1)(A)(vi). Schwab Charitable Fund is eligible to receive tax-deductible charitable contributions under IRC Section 170(c).

A donor's ability to claim itemized deductions is subject to a variety of limitations depending on the donor's specific tax situation. Consult your tax advisor for more information.

These testimonials may not be representative of the experiences of other clients. These are not indicative of future performance or success. Each stem strictly from the client's direct experiences with Schwab Charitable Fund and not from any services offered by a registered investment advisor.

Schwab Charitable giving statistics represent 1999 through June 2019 results.

©2019 Schwab Charitable Fund. All rights reserved. (0919-9LWS)