Learn about the fees and policies of a Charitable Gift Account

 
  

Investment Choices

 

  • The assets in your Charitable Gift Account can be invested and have the potential to grow over time — tax-free — to support more generous giving. You can recommend investing the assets among the investment pools listed below.1 Or, if your account is greater than $250,000, you can select the Charitable Asset Management feature. This allows an independent investment advisor to actively manage a customized investment portfolio for your account and to invest among a broad variety of securities, including individual stocks, bonds, and mutual funds.

Money Market Pool
Intermediate Income Pool
Balanced Pool
Equity Income Pool
Equity Value Pool
Equity Index Pool
International Pool
Charitable Asset Management
Money Market Pool
This investment pool should be considered by donors who want to strictly preserve the capital of their contributions.
Underlying investment: Schwab Value Advantage Money Fund®, Institutional Shares (SWAXX)
Intermediate Income Pool
This investment pool seeks as high a level of current interest income as is consistent with relative stability of principal. The pool invests primarily in investment-grade fixed-income securities and maintains a dollar-weighted average portfolio maturity of 3.5 to 6 years.
Underlying investment: Schwab Total Bond Market Fund (SWLBX)
View the investment pool's performance (PDF)
View a Research Report on the underlying investment (PDF)
Balanced Pool
This investment pool seeks income and more growth potential than an all-bond portfolio. The pool's asset allocation seeks to remain close to target allocations of 55% bonds, 40% stocks, and 5% cash equivalents, using direct securities and other SchwabFunds®.
Underlying investment: Schwab MarketTrack Conservative Portfolio, Preferred Shares (SWCPX)2,3
View the investment pool's performance (PDF)
Equity Income Pool
This investment pool seeks capital growth with less volatility than an all-stock portfolio. The pool's asset allocation seeks to remain close to target allocations of 80% stocks, 15% bonds, and 5% cash equivalents, using direct securities and other SchwabFunds®.
Underlying investment: Schwab MarketTrack Growth Portfolio, Preferred Shares(SWPGX)2,3
View the investment pool's performance (PDF)
Equity Value Pool
This pool seeks long-term capital appreciation with current yield provided by dividend-producing stocks. The pool invests primarily in domestic large cap stocks.
Underlying investment: Schwab Dividend Equity Fund, Select Shares (SWDSX)2,3
View the investment pool's performance (PDF)
View a Research Report on the underlying investment (PDF)
Equity Index Pool
This pool is recommended for donors who want an indexed investment for their contributions versus an actively managed equity portfolio.
Underlying investment: Schwab Institutional Select® S&P 500 Fund (ISLCX)2,3
View the investment pool's performance (PDF)
View a Research Report on the underlying investment (PDF)
International Pool
This pool is recommended for donors who understand the risks of international investing and are looking to diversify beyond domestic investments. Due to risk, the Fund discourages the use of this pool for more than 25% of any Charitable Gift Account balance.
Underlying investment: Schwab Fundamental International Large Company Index Fund, Institutional Shares (SFNNX)2,3
View the investment pool's performance (PDF)
View a Research Report on the underlying investment (PDF)
Charitable Asset Management
This feature is available for those Charitable Gift Accounts of $250,000 or more and allows a donor to nominate an independent investment advisor to actively manage a customized portfolio in a Charitable Gift Account. Assets may be invested among individual stocks, bonds, and mutual funds for tax-free potential growth.
Charitable Asset Management is available only through independent investment advisors working with Schwab Institutional®, a division of Charles Schwab & Co., Inc., or U.S. Trust, a subsidiary of The Charles Schwab Corporation and affiliate of Charles Schwab & Co., Inc. While donors may recommend an advisor, the Fund must approve the recommendation. Advisors must meet certain eligibility requirements and adhere to Fund fee and investment guidelines. You may request a copy of the Fund’s investment guidelines by calling us at (800) 746-6216.
Click here for more information on investment management and administrative fees associated with Charitable Asset Management.

1. Prospectuses for the registered underlying mutual funds are available from the Fund upon request by calling (800) 746-6216.

2. Select Shares are a special class of SchwabFunds with lower operating expenses that are only available to individuals with initial minimum investments of $50,000. Select Shares are available to Schwab Charitable Fund because the Fund purchases SchwabFund Select Shares in aggregate amounts for each fund.

3. Funds may focus on certain sectors that may involve a greater degree of risk than other funds, which provide broader diversification. Funds that invest in foreign stocks may be exposed to additional risks, including currency fluctuations, political volatility, foreign taxes, and foreign regulators, and the potential for illiquid markets. Historically, small-cap stocks have been more volatile than stocks of larger, more established companies.

  
 

Download Quarterly Performance Report (PDF)

View 2007 Investment Performance Summary (PDF)